Last Updated: August 21, 2025

1. Acceptance of Terms

Welcome to Stratton Oakmont (“we,” “our,” or “us”). These Terms of Use (“Terms”) govern your use of our personal finance application (the “App” or “Service”). By downloading, installing, accessing, or using our App, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Service.

2. Description of Service

Stratton Oakmont is a personal finance application designed to help users better understand and manage their financial habits. Our Service includes:

• Entry of self-reported financial information (e.g., income, expenses, savings goals)
• Personalized financial scores, insights, and recommendations
• Visualizations and charts that reflect spending and saving patterns
• Free access to basic features, with an option to subscribe for full access to all insights and analytics

Important: Our Service is for informational and educational purposes only. It does not provide financial, investment, legal, or tax advice. Any decisions you make based on the information provided are solely your responsibility.

3. User Accounts and Responsibilities

3.1 Account Creation

To use certain features of our Service, you must create an account. You agree to:

• Provide accurate and complete information
• Maintain and update your account details as necessary
• Keep your login credentials secure
• Notify us immediately if you suspect unauthorized access to your account

3.2 Age Requirements

You must be at least 13 years old (or 16 in the European Union) to use our Service. If you are under 18, you represent that you have your parent or guardian’s permission to use the Service.

3.3 Account Responsibility